Food Manufacturing Insurance Broker & Coverage CA

Food Manufacturing Insurance

Let’s protect your business, your employees — and the customers who buy your products.

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Focus on organizational resilience — from facility to consumer safety

Food manufacturers face numerous challenges due to the rise in product recalls from contamination and tampering. While strengthening HACCP and GMPs are important steps for today’s food processors, so is understanding organizational blind spots and areas of exposure. Gaps in food manufacturing insurance coverage or lapses in safety protocols could lead to significant losses.

HUB provides tailored solutions to your challenges, from product contamination to contract manufacturing issues. We can assist you in improving worker productivity, preventing losses and, when needed, managing production insurance claims.

We know your business — and how to make sure it keeps growing without interruption. Let’s work together to evaluate your risks and business challenges, and develop solutions to address your unique exposures.

Contact a HUB broker to get started.

Coverage Options

Business Insurance

Business Property Insurance: Protects your facility, equipment, and inventory against loss or damage from events like fire, theft, or natural disasters.
Business Interruption Insurance: Covers lost income and extra expenses if your food production operations are halted due to a covered event.
Consequential Damage Coverage: Provides protection for indirect losses, such as spoiled goods or ingredients, resulting from property damage or equipment failure.
Contingent Business Interruption Insurance: Helps cover financial losses if your key suppliers or customers experience disruptions that impact your business.
Import / Export Coverage: Safeguards your goods during domestic or international transit, protecting against damage, loss, or delays in shipping.
Products Contamination Insurance: Covers costs related to accidental contamination or adulteration of your food products, including testing, cleanup, and disposal.
Workers' Compensation Insurance: Offers coverage for medical expenses and lost wages if employees are injured or become ill due to workplace conditions.

Products Recall Liability Insurance: Assists with expenses related to removing unsafe or contaminated products from the market and notifying customers.
Brand Rehabilitation Insurance: Supports efforts to rebuild your reputation and restore consumer confidence after a product recall or contamination event.
Products Liability Insurance: Protects against claims if a food product you manufacture causes injury or property damage to others.
Management Liability Insurance (D&O, Crime, and Employment Practices Liability): Provides coverage for claims involving directors and officers, workplace crime, and employment-related issues such as discrimination or wrongful termination. )
Pollution Liability and Environmental Risk Insurance: Covers accidental pollution, spills, or environmental damage that may arise from your food processing or transportation activities.
Cyber Liability Insurance: Helps protect your business from losses related to data breaches, cyberattacks, and disruptions to your food production technology and systems.

Risk Services & Claims Management

Food Safety Regulations
Emergency Response Planning
HACCP Plan Review
OSHA Compliance Audits

Fleet Safety Management
Workers’ Compensation GAP Analysis
Fire Protection and Life Safety
Ergonomics Assessment

Business Insurance
Risk Services & Claims Management

Business Property Insurance: Protects your facility, equipment, and inventory against loss or damage from events like fire, theft, or natural disasters.
Business Interruption Insurance: Covers lost income and extra expenses if your food production operations are halted due to a covered event.
Consequential Damage Coverage: Provides protection for indirect losses, such as spoiled goods or ingredients, resulting from property damage or equipment failure.
Contingent Business Interruption Insurance: Helps cover financial losses if your key suppliers or customers experience disruptions that impact your business.
Import / Export Coverage: Safeguards your goods during domestic or international transit, protecting against damage, loss, or delays in shipping.
Products Contamination Insurance: Covers costs related to accidental contamination or adulteration of your food products, including testing, cleanup, and disposal.
Workers' Compensation Insurance: Offers coverage for medical expenses and lost wages if employees are injured or become ill due to workplace conditions.

Products Recall Liability Insurance: Assists with expenses related to removing unsafe or contaminated products from the market and notifying customers.
Brand Rehabilitation Insurance: Supports efforts to rebuild your reputation and restore consumer confidence after a product recall or contamination event.
Products Liability Insurance: Protects against claims if a food product you manufacture causes injury or property damage to others.
Management Liability Insurance (D&O, Crime, and Employment Practices Liability): Provides coverage for claims involving directors and officers, workplace crime, and employment-related issues such as discrimination or wrongful termination. )
Pollution Liability and Environmental Risk Insurance: Covers accidental pollution, spills, or environmental damage that may arise from your food processing or transportation activities.
Cyber Liability Insurance: Helps protect your business from losses related to data breaches, cyberattacks, and disruptions to your food production technology and systems.

Food Safety Regulations
Emergency Response Planning
HACCP Plan Review
OSHA Compliance Audits

Fleet Safety Management
Workers’ Compensation GAP Analysis
Fire Protection and Life Safety
Ergonomics Assessment

Safeguard Your Products

Food product recalls are increasing in the U.S. due to contamination or tampering. These recalls lead to lost sales, replacement costs, penalties and costly lawsuits.

Learn how a product recall insurance policy is vital to staying ahead of the competition.

Read the Blog

Reduce Workplace Hazards

The US food industry has a high rate of occupational injury, illness, and death. Is your company a dangerous place to work?

Learn about the four top hazards workers face and how to reduce the occurrence of accidents in your workplace.

View the Infographic

Minimize Your Liability

Your product defense must be two-fold. Businesses must institute best practices to avoid a recall and simultaneously secure the best insurance coverages for their potential risk.

Understand how insurance goes hand-in-hand with best practices.

Read the Blog

Hot Work Fires Fanned by Accessible Fuel

Hot work is one of the most frequent causes of fire, especially in food processing facilities.

Learn how to implement a hot work program to protect your facility, your employees and your entire organization.

Read the Blog