Ensure the Safety and Success of Your Institution
Educators broaden and train the minds of our future leaders, engineers, artists, and countless other vital roles. As educational institutions embrace online learning and anticipate increasing threats to enrollment, insurance programs must also adapt. Comprehensive educational institutional insurance can help protect your mission, students, staff, and reputation.
Over the years, our brokers have worked with colleges and universities, elementary and secondary schools, trade/vocational schools, and school districts to secure core protection, including:
- Public Liability insurance
- Property and Collection insurance
- Professional Liability insurance
- Workers’ Compensation insurance
- Business Auto insurance
- Management Liability insurance
- Media Liability insurance
- Cyber insurance
Tailor your coverage to your unique risks
Securing your core protection is a starting point. We also harness the expertise of specialist brokers and risk consultants to tailor your educational institution insurance to your specific risks—from student transportation to new construction.
Student safety and security
We promote your students’ wellbeing by considering all the risks they might face on campus or while studying abroad:
- Acts of violence such as physical altercations or cyber-bullying
- Accidents in athletic or student group activities
- Medical, natural disaster, or security incidents during study-abroad programs
- Active shooter scenarios
- Sorority and fraternity incidents such as hazing
In addition to arranging broad, cost-effective risk transfer, we can work with you to avoid and reduce risks. Our Risk Services team, composed of multi-disciplinary experts, can help in critical areas such as property conservation, habitational safety, campus safety and security, cyber security, travel risk management, and business resiliency.
Transportation risks
Vehicular risk can be catastrophic, especially when involving buses or vans with concentrations of passengers. We make sure you’re covered for over-the-road activities ranging from student and athletic events to business use of employees’ personal vehicles. In addition to securing the right educational institution insurance, we can help promote vehicle safety through organizational auto use policies, driver training, telematics, and guidelines for fleet maintenance.
Sexual misconduct liability
Institutions that serve youth and people with disabilities are increasingly vulnerable to claims of abuse, molestation, and exploitation—especially with the expansion of victims’ rights statutes in many states. We help protect finances and reputation with specialized insurance for your organization and its individual actors. We can also help you avoid and reduce risk through strategies for employee and volunteer recruitment, screening, training, supervision, internal reporting, and crisis management.
Construction risk
There are a variety of risks associated with construction, including damage to work-in-progress, occupational injuries to jobsite workers, injury or damage to bystanders, and environmental liabilities. Our brokers are experts in construction insurance and will recommend mission-critical protection for the full scope of your project. Additionally, our Risk Services team can help you avoid and reduce occupational health and safety, public safety, and environmental risks.
Inventory and valuation of fine art
Educational institution insurance should also address the risk of damage to fine art, rare books and manuscripts, collectibles, and similar objects on loan from other institutions. Our Fine Arts team specializes in creating cost-effective protection that’s more generous than ordinary property insurance. Through our relationships with fine art appraisers, packers, and conservators, we can help insure your prized collections to value and safeguard your treasures for future generations.
