Experience The Energy of Fort Saskatchewan
Fort Saskatchewan is a city of over 27,000, located some 25 kilometres northeast of Edmonton, the capital city of Alberta. Located along the North Saskatchewan River, the city is part of the larger Edmonton metropolitan area. As the name suggests, it was founded as a fort for the North-West Mounted Police, a former Canadian paramilitary force. Today, Fort Saskatchewan is a community in close proximity to major petrochemical operations, including Dow Chemical, Shell Canada and Nutrien, among others. Between commuting to nearby Edmonton and around Strathcona County, there are many drivers on the streets of Fort Saskatchewan. It’s important for would-be drivers to learn about having auto insurance in Fort Saskatchewan.
See the Need for Auto Insurance in Fort Saskatchewan
Besides major energy corporations, several retailers have operations in Fort Saskatchewan, such as Walmart, The Home Depot and Safeway. The city has also become a regional hub for many stores and services. Although professional careers have brought many people to this city, the unique public lawn care may be one of the better reasons to stay. During the summer months, you’ll see several herds of sheep “trimming” the grass in Fort Saskatchewan parks. Goats are also used as weed control well into the fall. These eco-friendly “lawnmowers” usually operate on lawn spaces, so they might not pose an immediate risk to cars on the road.
Although the total number of collisions has steadily decreased in Fort Saskatchewan, the number of auto accidents involving injuries has crept up by 11% over the past few years. These are collisions that involve other vehicles, bicycles and motorcycles. Some of the common causes of collisions include driving too fast, following too closely, road conditions and distracted driving. The sight of shepherds, sheep and sheepdogs around town can easily become a distraction that leads to an accident resulting in property damage, injuries and even death. How will you cover the potential losses without a policy for auto insurance in Fort Saskatchewan?
Explore Your Options for Auto Insurance in Fort Saskatchewan
There are two types of auto insurance coverage available to motorists in Alberta. The first is called mandatory coverage and includes the following:
- Direct Compensation for Property Damage: This pays for damage to your car after a collision with another insured driver.
- Third-Party Liability: This coverage pays for property damage and injuries to others involved in a car accident.
- Accident Benefits: If there are others involved in a collision, such as passengers, pedestrians or cyclists, this coverage pays for medical bills and even death.
Even if you had $100,000 saved for an auto accident, you don’t carry it with you every time you drive to Edmonton or other parts of Strathcona County. Securing adequate insurance shows that you’re financially responsible.
Optional coverage is also available and strongly recommended for Fort Saskatchewanians. Consider these coverages when shopping for a new policy:
- Collision: When you’re at fault, this pays for any damages or losses involving your vehicle.
- Comprehensive: Theft, vandalism and certain natural disasters can cost thousands of dollars in repair or replacement. Comprehensive coverage is designed for these risks.
- Glass: This coverage is available for you and other drivers that want to cover all glass damage.
Failure to carry mandatory coverage in Alberta could result in fines in the tens of thousands of dollars. Isn’t it better to have the peace of mind knowing that you, other drivers on your policy and your vehicles are covered with auto insurance in Fort Saskatchewan?