Protection for a Driving Community
The beautiful Canadian town of Ponoka was put on the map by the fur trade in the early 1800s. Since that time, the area has grown in popularity, serving as a home to nearly 8,000 residents and boasting annual growth at a rate of around 2%. This steady population growth makes Ponoka auto insurance necessary.
Located in the Battle River Valley, Ponoka sits close to two larger municipalities; it's 95 kilometres south of Edmonton and 59 kilometres north of Red Deer. While nearly 2,000 Ponoka residents work locally in the community, a large number commute to work outside the town. The primary mode of transportation is personal driving, with 85% of Ponoka residents owning their own vehicles.
Area growth paired with a commuting population has resulted in increased traffic and unavoidable accidents. Traffic fatalities in Ponoka have increased since 2019, with afternoon rush hour the most dangerous time to drive. At HUB International, we can assist in protecting your vehicle and its passengers from the daily hazards faced on the road.
What Ponoka Auto Insurance Do You Need?
At HUB International, we offer numerous types of auto insurance, but the best type for your needs is based mostly on the location and frequency of your driving. In Ponoka, you can choose from a variety of options, including personal liability insurance, personal injury insurance, uninsured motorist insurance, collision insurance and comprehensive coverage.
Personal Liability Insurance
Personal liability insurance is a necessity for all drivers in Ponoka, for your own protection and that of other drivers. This type of insurance from HUB International pays for damages when you accidentally cause an accident, perhaps due to weather-related issues or traffic conditions typically encountered in your area.
Personal Injury Insurance
Regardless of how far you drive each day, whether running errands within the town of Ponoka or commuting to a nearby area, you encounter risks every time you get behind the wheel. Even the smallest collision can result in an injury that has long-lasting consequences. Personal injury insurance can remove financial stress by covering your medical bills, allowing you to receive the quality care you need and to focus on regaining your health.
Uninsured Motorist Insurance
If you are the victim of an accident caused by someone else, your hope is that the other driver has sufficient insurance to cover your damages. Unfortunately, this is not always the case. Uninsured or underinsured motorist coverage from HUB International kicks in when the other driver has no insurance or insufficient limits to cover all necessary expenses.
Collision Insurance
Sometimes accidents happen in the most unexpected ways, and they don't always involve multiple cars. For example, if your tires slip on ice and you hit a tree or a pole, a collision policy from HUB International will cover necessary repairs or vehicle replacement regardless of fault.
Comprehensive Insurance
If you want a policy that will protect you in those "what if" situations, comprehensive insurance is the answer. Designed to protect against accidents of nature, theft and weather-related events, this type of policy pays for damage caused by those unexpected situations that can wreak havoc on your pocketbook.