Complete Coverage for Major and Minor Car Accidents
It’s impossible to predict when a car crash can happen. Even the safest drivers sometimes face car accidents because of poor weather, people who drive under the influence or distracted driving. In the Mississauga area, there were over 16,500 car accidents in one year, or an average of 45 accidents every day. High-quality car insurance for Mississauga residents is a necessity, not a luxury.
Some accidents in Mississauga only involve minor fender benders, but many have serious consequences. In 2021, over 1,100 accidents caused serious injuries, and 37 crashes were fatal. This translates into over 20 life-changing car accidents every week. At HUB International, we provide a wide range of car insurance options so you can get the right coverage to protect your health, your vehicle and the people you care about the most.
Why Are Car Crashes Common in Mississauga?
In many respects, Mississauga is an amazing place to live, with picturesque views, an excellent job market and great overall safety for families. However, drivers here have to be careful on highways and city streets. Speeding is a major factor, with almost 26,000 speeding tickets issued in just one year. In Ontario, many accidents involve skidding off the road, especially when there are wet driving conditions, snow, slush or ice on the highway.
There are things you can do to lower your risk of getting in a car accident:
- Stay alert when driving
- Avoid using your phone while behind the wheel
- Pull over if you need to read or respond to a text message
- Get plenty of sleep at night
- Don’t speed
Unfortunately, even when you’re at the top of your game, other factors can lead to an accident. For example, you can’t prevent deer from crossing roads late at night. There’s no way to know when the car behind you is following too closely to brake in time when you do. For those situations, you’ll be glad you have trustworthy car insurance in Mississauga.
How Can You Choose the Right Car Insurance in Mississauga?
There’s no “perfect” insurance plan for every Mississauga family. Your needs and circumstances are unique. That’s why we customize your car insurance with a variety of coverage types:
Personal Injury
Personal injury insurance helps you get medical treatment and care after a car accident. It applies when you’re at fault or when the other driver’s insurer is giving you the runaround.
Personal Liability
You need liability insurance to protect your finances if you accidentally cause a crash with another vehicle. Your insurance can cover the cost of repairs to other automobiles, medical treatment for injured parties and other damages.
Uninsured/Underinsured Drivers
Some drivers drive illegally, without the required insurance. Others don’t have enough insurance to cover the damages to their vehicle or health. This type of coverage can make up the difference.
Collision Insurance
Collision coverage helps you repair your vehicle or replace it if it totaled after an accident. This is especially helpful if you accidentally slide off the road and hit a stationary object.
Comprehensive Coverage
Comprehensive auto insurance provides peace of mind when extreme weather catches you by surprise. If you wake up in the morning and see hail damage or a branch on top of your car, you have the coverage you need.