Protecting Your Business with Tucson, AZ, Hospitality Insurance
Tucson is home to hundreds of restaurants and dozens of hotels, nightclubs, and other venues. Visitors are constantly here for festivals, conferences, fairs, and sporting events. Locals enjoy the flair of the Old Pueblo, with fine eating and exciting events all year round. If you’re in the hospitality business, this is the place to be. To keep your guests and your business safe, you need to speak with a Tucson, AZ, hospitality insurance broker.
Risks Associated with the Hospitality Industry
Each business that deals in hospitality has a unique setup that makes the business its own. You have complex issues that no other business has, and there are certain risks that may arise. You need to be prepared by talking with a Tucson, AZ, hospitality insurance broker to discuss the risks you should be protected against. Some that are commonly associated with the industry include:
- A Data Breach– With possibly thousands of guests that come through your doors each year, hackers are just waiting to get their hands on all that information. If you suffer a data breach or another type of cyber-attack, it could get messy. Proper insurance helps to keep your establishment in business after the resulting compensation claims from customers and guests whose data was exposed and compromised.
- Transportation Injuries– Whether your business is a transportation service, or you have a transportation service as part of a larger company in Tucson, transportation injuries need proper coverage. If you outsource transportation, make sure you understand the insurance limits of the driving company so you can make up the rest with your own coverage.
- Property Damage– If one of your guests has something stolen while at your establishment, or another guest hits into the guest’s car in the parking lot, is there coverage? Our Tucson, AZ, hospitality insurance broker can help you cover all the bases relating to property damage.
- Food-Borne Sicknesses– Contaminated food can devastate a business operating in the hospitality industry. You could end up fielding bodily injury claims from guests, workers’ compensation claims from employees and other claims you couldn’t think of to begin with. The right insurance coverage will protect your business and make sure everyone is properly compensated.
- Security Issues– Even with the highest security measures in place, things can slip through the cracks, and your guests could be put in danger. Active shooter situations, bomb threats, theft and other security issues can result in severe trauma for everyone involved, which often results in high compensation claims. Make sure you place security at the top of your priority list and make sure you include security in your hospitality insurance portfolio.
- Alcohol Hazards– Most restaurants, hotels, and other venues in Tucson offer alcohol in one form or another. We all know that as soon as alcohol is served, risk exposure goes right up. Not only are guests in danger, but so are staff members and the public. Insurance coverage can protect you and your guests in a dangerous, alcohol-related situation.
How Our Hospitality Insurance Specialists Can Help
At HUB International, we take care of you so you can take care of your guests. When you work with a Tucson, AZ, hospitality insurance broker, you can count on expert help in the following areas:
- Customizing your solutions
- Targeting areas unique to your business
- Reviewing safety practices to find areas where risks can be minimized
- Developing insurance programs that comply with your specific requirements
- Supporting the future of your business with flexible services