Your Guide to Tallahassee Association Insurance
More people, businesses, and associations are finding reasons to call Tallahassee “home.” As the capital of Florida, the city is already home to the state’s lawmakers and capitol building; furthermore, Tallahassee is home to roughly 80,000 college students who are attending Florida State University, Florida A&M, or Tallahassee Community College. It’s also home to growing numbers of retirees and was recently named as the South’s “Ultimate Retirement City” by Southern Living magazine.
Given all of this, it’s not surprising that you and the members of your association are proud to call Tallahassee home. Together, you and your members want the best for the future of your home city and the future of your association. Having the right Tallahassee association insurance coverage is a key component in ensuring your association’s best future and protecting the interests of its members.
Understanding Common Risk Areas for Associations
When you manage an association, serving and protecting the needs of your members is your top concern. In reviewing Tallahassee association insurance options, you want to be sure to select a provider with the experience and knowledge of associations to adequately assess your organization’s risk areas and to protect your members’ interests.
At HUB International, we have a long history of insuring associations and a deep understanding of what’s required to provide the most effective Tallahassee association insurance. We will work with you to create the perfect coverage plan to address any of your association’s unique risk areas, such as:
- Event Liability: Whether it’s game day, festival time, or just a beautiful Florida night, Tallahassee certainly knows how to throw a party. Your association likely hosts conferences, conventions, mixers, and other events to allow and encourage your members to learn, mingle, and network with peers, sponsors, and influencers. Not surprisingly, hosting any event comes with a slew of risks and challenges. Most venues require proof of premises or operations liability coverage to reserve the space. Depending on the event, you may also need proof of liquor liability coverage. You want your members to enjoy themselves, while you can rest assured that you’re protected if something goes wrong.
- Other Event-Related Risks: Planning and hosting an event carries risks beyond liability. HUB’s entertainment specialists can work with your association to protect you and your members against risks such as event cancellation due to terrorism, weather, disease, artist issues, or labor strikes. We can also assist you in minimizing ticket information and cyber risks related to event planning.
- Management Liability: Most associations create and enforce membership requirements and accreditation standards, which can lead to management liability and organizational governance claims
- Information-Related Risks: Your association is likely tasked with storing and managing a large volume of sensitive information, such as membership and enrollment records, fee payment information, and event registration logs. If so, you need Tallahassee association insurance that can protect you and your members against the unique risks and challenges associated with managing, storing, and safeguarding this information.
- Volunteer and Employment Liability: Associations frequently rely on both hired and volunteer assistance to advance the association’s goals. However, even the most well-meaning people can make mistakes, and your association shouldn’t be left on the hook.
- Media and Property Rights Liability: Getting the word out about your association’s mission, events, and membership opportunities plays a huge role in how your organization functions. HUB International has the expertise to protect you and your members against intellectual property or other media-related claims.