“We’ll Try” To Make Life Amazing
Living and working in Fall River, MA is a dream come true, as this community of residents and business owners have found what it takes to meet their ambitions in this city. The city is rich with history and thriving around a culturally rich perspective. In town, you will find natives who have lived here for decades and enjoy the bustling center and a host of international entrepreneurs and artists looking to make their American dream come true. The heart of the city thrives around the waterfall the originates in the city center and flows out into the harbor at the edge of town.
The city is home to Heritage State Park, which is a 14-acre waterfront location to numerous events, concerts and recreational opportunities each year. Form here, you are just minutes away from the largest naval exhibit in the world, Battleship Cove. Several WWII naval vessels make their home at this larger-than-life maritime museum, though the most notable is the USS Massachusetts. Spend the weekends at Horseneck Beach or take in the arts at the Spindle City Ballet, the Fall River Symphony Orchestra and the Little Theatre of Fall River.
With the town’s motto being “We’ll Try,” created from the rehabilitation effort that took place when the Great Fire of 1843 destroyed the city, there is a lot of potential for everyone who takes up residence in the city. There are plenty of job opportunities for those looking for work, but there is also tremendous growth potential for those looking to start their own manufacturing business, restaurant, salon or boutique shop. Whatever your venture, HUB International has the insurance you need to stay fully protected. Our manufacturing insurance is protecting business owners all across the region.
Who Needs Manufacturing Insurance in Fall River?
Though already home to Fall River Manufacturing Company, PepsiCo and TPI Composites, there is plenty of room for new developments in the manufacturing industry. The proximity the water makes it an ideal location for operating a food manufacturing company, and several seafood plants are in operation. There are several significant risks when working in this industry, leading to the need for HUB’s customized manufacturing insurance for Fall River companies. Several of the liabilities we address include:
- Business property
- Workers’ compensations
- Import/Export coverage
- Business interruption
- Product contamination
What Are Specific Liabilities Covered by Manufacturing Insurance in Fall River?
As production centers, food manufacturers face strict liabilities for any personal injuries caused by their products. This strict liability doesn’t differentiate between intent to harm or actual negligence. Producing a bad or defective product that reaches and subsequently harms a consumer is the sole responsibility of the manufacture. Should the incident move into litigation, the manufacturing company could lose everything in expensive legal defense costs and whatever settlement or award the court decided.
Best practices for securing HUB’s manufacturing insurance in Fall River means going beyond the initial risks of product contamination, employee injury claims or even property damage concerns. A comprehensive plan will address things like cyber liability, brand rehabilitation costs, liabilities with a product recall, and more, but these are all defensive protection strategies. Food manufacturers need to be proactive with risk management strategies. Risk management advising can reduce the potential for liability concerns to become realized. HUB’s risk services include:
- Ergonomics assessment
- Fleet safety
- Food safety preparations
- OSHA compliance audit
- Fire protection and life safety
- Workers’ comp GAP analysis