Make the Dream Yours In Spokane
The motto for beautiful Spokane is “near nature, near perfect, ” and it beautifully sums up the possibilities of your life in the Evergreen State. Spokane is where you can find everything you need to create the life of your dreams, whether you are looking for an urban lifestyle or prefer to spend your time in the great outdoors. It is a major industrial hub for the Inland Northwest, with medical industries, service industries, retail and wholesale trade, education and a host of other productive industries driving the local economy.
The city is diverse and active, with something to offer every age group. A 50 foot stretch of sidewalk in downtown Spokane is home to both Boo Radleys’s and Atticus, both stores being a pop culture and millennials shopper’s dream. The Chinese Lantern Festival highlights the food, fashion and entertainment of the Chinese culture, while the Saranac Art Projects, Jundt Art Museum and Northwest Museum of Arts and Culture engage the mind all year round. Education opportunities abound at Gonzaga University, Eastern Washington University and Spokane Falls Community College.
There are a number of eateries in Spokane that would delight the most peculiar of palates. This city has made an inclusive food experience a priority, delivering quality cuisine for those who have dietary preferences or food allergies. You will find plenty of options for pescetarians and vegetarians, and the vegan BumbleBars caters to those who are gluten-free. Much of the produce used to feed to the city comes from outlying farms and gardens, agribusinesses that rely on quality Spokane farm insurance from HUB International.
Protect the Food Supply With Spokane Farm Insurance
With just over 2,500 farms around Spokane County, there is tremendous pressure on local agribusinesses to deliver a food supply regardless of regulatory changes, unpredictable weather events or pest infestations. With HUB‘s insurance for farms, you don’t just get quality coverage against the greatest risks of the industry. You get knowledgeable insight from our in-house risk consultants that will help prevent unnecessary losses and protect the food supply to your community and your buyers. HUB specialized in the following areas:
- Livestock and poultry farms
- Field and row crop farms
- Greenhouses
- Nurseries
- Dairy farms
- Orchards
- Vineyards and wineries
Cover Your Liabilities With Spokane Farm Insurance
Operating a farm has a number of liabilities that a typical business would experience. Though there are common concerns with property damage or employee injury, the nature of farming ventures presents additional risks that aren’t covered by a standard commercial liability policy. Growing crops or raising livestock aren’t covered by a traditional personal property insurance policy either. Owning and operating an agribusiness requires unique coverage.
Coverage needs for a farm could include:
- Various structures (home, barns, workshops, crop storage units, feed barn)
- Crops (multi-peril, crop-hail, specialized)
- Loss of business incomes
- Commercial vehicle coverage
- Workers’ compensation
- Machinery or equipment
- Inventory
Losses Without Spokane Farm Insurance
The difference between carrying comprehensive farm insurance with HUB and a standard liability policy is the extent of financial losses that could be incurred during an adverse event. Coverage limits should be enough to adequately handle your exposures, and our HUB brokers will tailor a quote to these needs. Not carrying enough insurance or having gaps between coverage can lead to financial strain on your personal budget. Taking care of crop loss, property damage, employee injury, or broken-down machinery out-of-pocket could be devastating, as these situations could cost hundreds of thousands of dollars.