What Is the Best Type of Home Insurance for Foothills County Families?
Choosing home insurance in Foothills County is an important decision, and it’s one of the best investments your family can make. Why do you need insurance in such a beautiful municipality? One reason is the risk of experiencing breaking and entering. In 2022 alone, there were almost 8,000 break-ins and 6,000 cases of theft in the surrounding area.
How Bad Are Break-Ins in the Foothills County Area?
The total statistics from 2018 to 2022 are even more shocking. In just five years, over 43,000 properties experienced a break-in, and local police charged over 1,000 adults with theft. Almost 6,500 thefts involved amounts over $5,000, meaning that local residents lost at least $32,250,000 to criminals.
What Other Risks Do Local Homeowner Families Face?
Fires are another risk that few families want to think about. Sadly, in the area around Foothills County, around 2,000 residential fires occur every year. The majority of home fires in the region happen during the winter months.
Some fires start when people leave candles or stoves unattended. Others occur due to faulty heaters or wiring problems. Homes can also suffer severe fire damage because of wildfires.
How Can Home Insurance in Foothills County Help Your Family?
Home insurance provides many benefits before and after damaging events. Consider the following advantages.
Enjoy Peace of Mind
With trustworthy home insurance, your family can feel safe and protected. Even if the unthinkable happens, such as a fire or a break-in, you can keep calm knowing that you can repair, rebuild or replace as needed. Even this feeling of stability is priceless.
Protect Your Finances
Some types of home insurance focus on protecting your family’s financial health. For example, liability coverage is vital if someone hurts himself or herself on your property. These days, you can’t afford to take the risk of lawsuits for granted — not even when it comes to kids’ parties or backyard barbecues with friends.
Rebuild the Home of Your Dreams
If you’re living in a house that you built or remodeled, you put a lot of time and attention into choosing each detail. You invested in your dream kitchen, master bedroom or open-concept living and dining room. A fire doesn’t have to put an end to your dreams. With home insurance in Foothills County, you can rebuild or restore your home.
Make Life Easier on Your Family
At HUB International, we offer a variety of home insurance options because we want your family to be happy. Insurance coverage can make a world of difference after a disaster. For example, if a tree falls on your roof, you can contact professionals ASAP. In the meantime, additional living expenses insurance covers the cost of your hotel stay or temporary housing. Conserve your normal routine as much as possible.
What Options Are Available for Home Insurance?
Structure insurance covers damage to the home’s roof, walls, windows and other components. It also covers attached structures, such as a garage or a connected office.
Personal belongings insurance covers the theft of, or damage to, furniture, clothing, electronics and other valuable items. Treasured possessions, such as artwork and jewelry, can also receive coverage, but the policy must include specific terms for them.
Our team can customize your home insurance policy to suit your family’s budget, preferences and needs. For example, we can add flood insurance if your home is located in an area where flooding is a risk.