Trucking Industry Challenges in Prince George
The transportation industry in Prince George, British Columbia, is impacted by multiple environmental issues. The region is known for significant rainfall, which can create road hazards from landslides, washouts and downed trees or power lines. These issues highlight the need for commercial truck insurance in Prince George.
Moreover, the winters in Prince George are extremely cold, with higher-than-average snowfall. This contributes to hazardous driving conditions during the months of November through March.
British Columbia is experiencing a driver shortage in the transportation industry, due to the falling profitability of trucking companies as fuel prices have skyrocketed. While an effort is being made to recruit new drivers, the shortage is significantly impacting the supply chain.
Manage Risk with Commercial Truck Insurance in Prince George
Commercial truck insurance in Prince George is available for independent truck drivers, owner-operators, commercial transportation businesses and any other business that deals with trucks, drivers or other activities related to transportation. Whether you are driving your own rig or overseeing a nationwide fleet, you have a legal obligation to carry basic commercial truck insurance. In addition, we offer cargo coverage to protect your investments and non-trucking options that protect against incidents that may occur when your truck is not hauling cargo.
Allow HUB International to assist you in building a plan that includes solutions for liability and comprehensive coverage, plus employee benefits and other business necessities.
Liability
We can provide a variety of liability options to suit your business:
- Blanket lessee
- Primary, non-trucking, excess or umbrella liability coverage
- Hired and non-owned auto coverage
- Medical payment
- Pollution buy back
- Uninsured or underinsured motorist
Physical Damage
You can have peace of mind knowing we will protect your physical assets in the event of damage with the following services:
- Aggregate and combined deductibles
- Comprehensive, collision or specified perils
- Gap coverage
- Personal effects for drivers
- Rental reimbursement
- Towing coverage
Motor Truck Cargo
If you have concerns about protecting the value of your cargo for cross-country or local hauls, we can help with the following:
- Aggregate deductibles
- Wetness, debris removal and pollution cleanup
- Earned freight charges
- High-value commodities, with limits of $250,000 or higher per vehicle
- Loading and unloading
- Refer breakdown
Fleet Safety and Risk Services
The safety of your fleet is of utmost importance to your business. The risks that you face on a daily basis require the implementation of a comprehensive strategy package to minimise loss and maximise profit. We offer the following solutions:
- Audit and inspection processes
- Best practice assessments (GAP analysis)
- Claim advocacy & reporting
- End-to-end process management
- Fleet safety programmes
- Pre-hire screening processes
- Security and workplace violence
Employee Benefits
With the current driver shortage in Prince George and around the country, it is more important than ever to ensure employee satisfaction. We provide employee benefit solutions to help you attract and retain the finest workforce in the industry:
- Strategic Benefits Planning: We will provide a comprehensive plan to help meet long and short-term goals, addressing cost management, regulatory compliance, HR solutions, health and productivity enhancements, communication improvements and supplemental benefits plans.
- Cost Management: We will work with you to create a cost management plan to manage and reduce organisational healthcare costs to benefit your employees and your bottom line.
- Voluntary Benefits: By tailoring your benefits packages to meet the options that your employees want, you will encourage satisfaction, loyalty and higher productivity while competing for qualified drivers, reducing workers' comp claims and managing increasing healthcare costs.