Comprehensive Insurance Solutions for Commercial Trucking Operations
Waukesha is one of the most livable cities in Wisconsin and has formerly ranked up into the top 50 cities to live nationwide. There is a low level of crime that attracts new residents and business owners, but there is also plenty of opportunity for entertainment with movie theatres, dining facilities and dozens of retail locations. The beauty of the riverfront makes the Waukesha community a peaceful place to live, but the reliable services of the commercial trucking industry keep the goods and services flowing.
Waukesha is home to several manufacturing plants that turn out products like iron, soda, steel, dairy and beer. Your trucking company plays an important role in keeping manufactured goods and other products moving, and at HUB, we provide the most comprehensive commercial truck insurance for Waukesha companies.
Why Choose HUB for Commercial Truck Insurance in Waukesha?
When it comes to protecting your business, there is no substitute for comprehensive insurance. From roadway accidents to cargo damage or employee injury, making sure your business is covered is our priority. Our brokers work to pair your company with some of the nation’s best resources to secure your commercial trucking business from the key risks of the industry. We don’t just focus on policies, either. We spend strategizing how best to reduce your risks and control your exposures. This leaves your company with benefits in premium savings as well as a reduced risk of claims.
Controlling your risks requires that they first be identified. When you realize the damage a claim could do to your company or operations, you will understand why the HUB team recommends the following types of liability coverage.
- General Liability- You will find that general liability is usually mandated at the federal and state levels, requiring a certain amount and type of coverage before commercial license applications are approved. This coverage is used when a truck accident has occurred, and injuries have occurred to the driver or the other involved parties. It can also cover third-party property damage.
- Motor Truck Cargo Coverage- A general liability policy will not cover any damage that happens to the freight being transported either from an accident or mishandling, nor will it assist when freight is lost.
- Physical damage- In addition to protecting the cargo, the actual vehicle and trailer need protection. This policy will assist with repairs or replacement to the cab or trailer if damage occurs through a fire, flood, vandalism, collision, or other covered event occurs.
Who Needs Commercial Truck Insurance in Waukesha?
The term commercial trucking can include several different shipping services. Many trucking outfits will own a fleet of vehicles and hire full-time drivers to operate the trucks, but there are companies that lease vehicles or contract out to independent truckers. The various operations within a trucking company could include:
- Flatbed transportation
- Dedicated fleet
- Specialized equipment
- Logistic services
- Distribution or warehousing services
The primary need for insurance comes from the liabilities associated with owning and operating commercial trucks, whether it means coverage for drivers, cargo, damage to the vehicle or business interruptions. At HUB, our brokers know each exposure and can advise you on the most effective commercial truck insurance for Waukesha operations. It doesn’t matter if you are an independent owner-operator, a commercial transport company or offer services with your business that incorporates delivery options, you need your liabilities covered.